Ellesmere Mortgage & Financial Services
Ellesmere is an independent finance broker, Australia-wide, helping first home buyers, property investors, business owners and everyday Australians get the right deal on their loans and finance— from first home buyers and property investors to employees looking to maximise their salary sacrifice, business owners needing equipment finance, and everyday Australians after a better deal on their car loan or personal finance.
As your finance broker Australia-wide, we work across a wide panel of lenders and products to find the right fit for your situation — not the one that’s easiest for us to sell. David Irwin has nearly 40 years of experience in finance, and he handles every client personally.
Whether you’re borrowing for the first time or refinancing to save money, we’ll give you a clear picture of your options with no pressure and no obligation.
Trusted
Experienced
Professional

5.05.0Top Rated BusinessVerified by TrustindexTop Rated Business
- 5.0 Excellent rating Last 12 months
- Verified by Trustindex Based on real customer reviews Learn more
Posted on Google![]()
Kurt Selmes167 days agoTrustindex verifies that the original source of the review is Google.
Highly recommendedPosted on Google![]()
Megan Evans404 days agoTrustindex verifies that the original source of the review is Google.
I can't thank David enough for all his help in securing my loan. From the very beginning, he was professional, knowledgeable, and genuinely committed to helping me through the process. Thanks to his determination and expertise, everything came together. I’m incredibly grateful for his support and would highly recommend him to anyone looking for someone who truly goes the extra mile. David made what could have been a very stressful experience feel manageable and even hopeful.Posted on Google![]()
Jade Cooper-Delaney435 days agoTrustindex verifies that the original source of the review is Google.
Highly recommended, went above and beyond Very approachablePosted on Google![]()
David Shepherd574 days agoTrustindex verifies that the original source of the review is Google.
David from Ellesmere was amazing he went above and beyond for us thank you so muchPosted on Google![]()
Scott Francis577 days agoTrustindex verifies that the original source of the review is Google.
David helped me finance a new vehicle with no fuss. Very happy with his no fuss no stress approach very professional/personal. Took all the hassle and stress away from dealing with the big banks. Will definitely be going back.+0
SERVICES
Finance Broker Australia Our Services
Whether you need a home loan, car finance, novated lease, salary sacrifice, business finance or personal loan — we find the right product for your situation.

01.
Home Loans
Buying or building? We search hundreds of loan options across our lender panel to find the right home loan for your budget and goals — from first purchase to your next property.
02.
Salary Sacrifice
Most employees — including those at small businesses — are eligible for salary sacrifice. It reduces your taxable income and can save you thousands per year.
At NO COST to the Employer
David sets it all up for you at no cost.


03.
Car Finance
Looking for a new or used vehicle? We find competitive car loan options that suit your budget, whether it’s for personal use or business.
04.
Personal Loans
Need funds for a renovation, holiday, or unexpected expense? We’ll help you find a personal loan with the right rate and repayment terms for your needs.


05.
Refinancing
Already have a loan? We’ll review your current rate and structure to make sure you’re not paying more than you need to. A quick review could save you thousands
WHY CHOOSE eLLESMERE
The Ellesmere Difference
We’re not a bank, and we don’t work for one. We work for you — searching across our lender panel to find the right product at the right rate.
Wide lender panel
We compare products across multiple banks and lenders to find the best fit for your needs — not just what one bank offers.
No Surprises
We explain rates, fees, and fine print clearly so you know exactly what you’re signing before you commit to anything.
Personalised Service
Every client is different. We take the time to understand your situation and goals, then tailor our advice to suit you.
HOW IT WORKS
Getting the right loan is simple
01 – CONSULTATION
Tell us about your situation, your goals, and what you’re looking for. No obligation, no jargon — just a straightforward conversation.
02 – WE SEARCH THE MARKET
We compare loan products across our panel of 30+ lenders to find the right fit for your needs, goals, and budget.
03 – WE HANDLE EVERYTHING
We manage the paperwork, liaise with the lender, and keep you updated every step of the way through to settlement.
