Ellesmere Mortgage & Financial Services
Salary Sacrifice & Finance Solutions for Employees and small businesses.
As your local mortgage broker and salary sacrifice specialist in Goulburn, Canberra and regional NSW, we search hundreds of options to find the right fit for your situation — so you can focus on what matters most.
Did you know most Australian employees — including those at small businesses — are eligible for salary sacrifice?
It costs your employer nothing to set up, and it can save you thousands in tax every year.
David Irwin is a salary sacrifice broker helping people across Goulburn, Canberra, the Southern Tablelands, and the Southern Highlands — at no cost to you.
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Trusted
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Experienced
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Professional
SERVICES
Our Services
Whether you’re buying a home, refinancing an existing loan, financing a car, or looking for a personal loan — we find the right product for your situation.
01.
Home Loans
Buying or building? We search hundreds of loan options across our lender panel to find the right home loan for your budget and goals — from first purchase to your next property.
02.
Salary Sacrifice
Most employees — including those at small businesses — are eligible for salary sacrifice. It reduces your taxable income and can save you thousands per year. David sets it all up for you at no cost.
03.
Car Loans
Looking for a new or used vehicle? We find competitive car loan options that suit your budget, whether it’s for personal use or business.
04.
Personal Loans
Need funds for a renovation, holiday, or unexpected expense? We’ll help you find a personal loan with the right rate and repayment terms for your needs.
05.
Refinancing
Already have a loan? We’ll review your current rate and structure to make sure you’re not paying more than you need to. A quick review could save you thousands
WHY CHOOSE eLLESMERE
The Ellesmere Difference
We’re not a bank, and we don’t work for one. We work for you — searching across our lender panel to find the right product at the right rate.
Wide lender panel
We compare products across multiple banks and lenders to find the best fit for your needs — not just what one bank offers.
No Surprises
We explain rates, fees, and fine print clearly so you know exactly what you’re signing before you commit to anything.
Personalised Service
Every client is different. We take the time to understand your situation and goals, then tailor our advice to suit you.
HOW IT WORKS
Getting the right loan is simple
01 – CONSULTATION
Tell us about your situation, your goals, and what you’re looking for. No obligation, no jargon — just a straightforward conversation.
02 – WE SEARCH THE MARKET
We compare loan products across our panel of 30+ lenders to find the right fit for your needs, goals, and budget.
03 – WE HANDLE EVERYTHING
We manage the paperwork, liaise with the lender, and keep you updated every step of the way through to settlement.
EXCELLENTTrustindex verifies that the original source of the review is Google. Highly recommendedPosted on GoogleTrustindex verifies that the original source of the review is Google. I can't thank David enough for all his help in securing my loan. From the very beginning, he was professional, knowledgeable, and genuinely committed to helping me through the process. Thanks to his determination and expertise, everything came together. I’m incredibly grateful for his support and would highly recommend him to anyone looking for someone who truly goes the extra mile. David made what could have been a very stressful experience feel manageable and even hopeful.Posted on GoogleTrustindex verifies that the original source of the review is Google. Highly recommended, went above and beyond Very approachablePosted on GoogleTrustindex verifies that the original source of the review is Google. David from Ellesmere was amazing he went above and beyond for us thank you so muchPosted on GoogleTrustindex verifies that the original source of the review is Google. David helped me finance a new vehicle with no fuss. Very happy with his no fuss no stress approach very professional/personal. Took all the hassle and stress away from dealing with the big banks. Will definitely be going back.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
